Split expenses.
Skip the drama.
BaatLo makes splitting bills with friends, roommates, and travel buddies dead simple. No sign-up fees, no paywalls, no nonsense.
Start Splitting — It’s FreeWait, it’s actually free?
No “free trial.” No “basic plan.” No surprise paywall after you’ve added 3 friends. Every feature works, for every group, always. We built BaatLo because splitting expenses shouldn’t cost money.
Everything you need, nothing you don’t
Built for the way you actually split expenses — quick, fair, and without the spreadsheet.
Group Expense Splitting
Create groups for trips, roommates, office lunches, events — anything. Add expenses, split them equally or custom, and instantly see who owes what.
✦ No more awkward “you owe me” textsSmart Settlement
One-tap “Settle All” calculates the minimum number of payments needed to get everyone square. Or settle individually for partial paybacks.
✦ Fewest transactions possibleInvite Links
Share a link — anyone can join your group with one tap. Works even if they don’t have an account yet. Sign up and auto-join in one flow.
✦ No need to spell out emailsGhost Members
That friend who “doesn’t do apps”? Add them by name without an account. Their share is tracked, and the math stays fair for everyone.
✦ Include everyone in the splitEmail Notifications
Get notified when expenses are added or settlements are recorded. Toggle notifications per group — keep the important ones, mute the rest.
✦ Stay in the loop effortlesslyMulti-Currency
Set a different currency per group — Rupees, Dollars, Euros, Pounds, and more. Perfect for international trips and mixed groups.
✦ Works for groups anywhereExport & Reports
Download your group’s expense history as CSV. Filter by date range, category, or member. Perfect for trip budgets.
CSV exportBuilt for your phone. No app store required.
BaatLo is designed phone-first — fast, responsive, and thumb-friendly. Add it to your home screen for an app-like experience. No 200MB download, no storage headaches.
- ✓ Progressive Web App (PWA) — add to home screen
- ✓ Works offline for viewing
- ✓ Looks and feels like a native app
- ✓ Works great on desktop too
Your money data stays yours.
Group admins can’t search or browse other users — they need your exact email to add you. Your financial info stays between you and your group.
- ✓ No user search or enumeration
- ✓ Email-only member addition
- ✓ Your data stays within your groups
- ✓ Built with privacy by design
Dark mode? Obviously.
Auto-detects your system preference or toggle it manually. BaatLo looks stunning in both dark and light modes — easy on the eyes, day or night, AMOLED-friendly.
- ✓ Auto system-preference detection
- ✓ Manual toggle anytime
- ✓ AMOLED-optimized dark theme
Made for how you actually live
Whether it’s rent, road trips, or random chai runs — BaatLo handles it.
Roommates
Rent, Wi-Fi, groceries, that shared Netflix — track it all in one group without spreadsheets.
Group Trips
Goa, Manali, Bali — add expenses on the go, settle up after. No one gets stuck with the bill.
Office Lunch
Daily orders, chai runs, team outings. Split instantly, skip the WhatsApp calculation threads.
Events & Parties
Birthday parties, weddings, house warmings — pool the costs and split fairly across everyone.
College Life
Hostel expenses, project costs, canteen splits — manage it all without the end-of-semester audit.
Family
Shared household costs, family trips, festival shopping — keep things transparent and drama-free.
Couples
Dinners, rent, groceries, date nights — track shared spending without the awkward “whose turn is it” debate.
Subscriptions
Splitting Netflix, Spotify, iCloud, YouTube Premium — track who owes what on shared plans each month.
How we stack up
No shade — just facts about what you get for free.
| Feature | BaatLo | Other Apps |
|---|---|---|
| Completely free | ✓ | ✗ Freemium / ads |
| Unlimited groups | ✓ | ✗ Paid plans |
| No app download needed | ✓ | ✗ |
| Ghost members | ✓ | ✗ |
| Multiple split types | ✓ | ✓ Paid plans |
| CSV export | ✓ | ✗ Pro only |
| Privacy-first design | ✓ | ✗ |
| Multi-currency | ✓ | ✗ Paid plans |
| Dark mode | ✓ | ✓ Some apps |
Ready to stop the
money drama?
Create your first group in under 30 seconds. Add your crew, split expenses, settle up. That’s it.